Unified Payments Interface (UPI) is a platform provided by the National Payments Corporation of India (NPCI) to facilitate inter-oprability amongst various banks. It's a one-stop solution for multipal bank accounts. It allows all account holders to send and receive money using their smart phones a singal identifier - virtual payments address (VPA) commonly known as UPI ID - without entering any bank account information. Therefore, customers do not need to know the payee's or payer's IFS code, bank account details etc. and this makes the process simpler. So customers can make faster payments to their peers and merchants.
The bank offers UPI services for Customers (peer to peer and peer to merchant payments) through various platforms, including -
3. Google Pay
4. Amazon Pay
6. Any UPI Platform